The shallow — but sharp — drawdown in financial markets over the past few weeks is a good reminder that equity indices do not always move “higher and to the right” the way we would like. In most environments, a 5.6% drawdown in the S&P 500 is not much to

Many retirement plans and individual retirement accounts offer the option to select target date retirement mutual funds. The concept sounds simple: estimate your intended retirement year, select the corresponding target date fund, and presto—you have an all-in-one allocation designed to shift your asset mix and reduce risk as you approach

A Candid Look for Today’s Buyers Let’s be honest—if you’ve been looking at homes lately, you’ve probably felt the shock. Prices are sky-high, mortgage rates are stubbornly elevated, and the math just doesn’t seem to work for most households right now. You’re not imagining it. National home affordability is at

A few weeks ago, while listening to one of my favorite podcasts, the guest—Rob Arnott—said something that really struck a chord with me. It wasn’t revolutionary or groundbreaking, but during a conversation about portfolio construction, Rob emphasized the importance of diversification, calling it an “exercise in regret.” I found that

In today’s world, uncertainty seems to be the only constant. Political shifts, economic turbulence, and market volatility can leave even the most seasoned investors feeling uneasy. During times like these, having a trusted financial advisor by your side isn’t just helpful—it’s essential. Why Now is the Perfect Time The current

When hiring a financial advisor, cost is a crucial factor. Regulators require clear disclosures of these fees through state and federal filings to ensure transparency. Advisors typically earn compensation in one or more of the following ways: While upfront costs are easy to identify, many expenses remain hidden. These all-in